As the Baby Boomers Age
Many employees today are calling in sick - not to care for themselves or their children, but to care for their aging parents. Baby boomers are rapidly moving into the role of caregivers for their parents, but with a few extra challenges due to the changing face of our workforce. Nearly 25% of U.S. households are now involved in caring for a senior family member, spending an average of 20 hours a week in caregiving services. Nearly 65% of those individuals providing the caregiving are employed outside of the home. According to the National Alliance for Caregiving, approximately 15 million days of work per year are lost due to these circumstances. These numbers are forecasted to increase since the longevity of life is being extended by modern medicine.
The workforce is also aging with more people moving toward retirement age and fewer young people filling the ranks. The median age of workers has risen by five years since 1986, making the average worker 40 years old. Women in this age group, who are primarily the caregivers for their parents, continue working full time in order to support their family, pay their children's college tuition, or save for their own retirement. These situations are even more compounded because many baby boomers have relocated away from their senior family members to pursue job opportunities.
Another issue facing baby boomers and their families is the cost of care for their senior family members. Many members of the sandwich generation will be shocked to find out what the cost of prescription medications really run, especially since many of the medications are not covered by Medicare. This will cause many retired seniors and some baby boomers to continue their pursuit of a career, and not enjoy their Golden Years.
When faced with these issues, it is always best to have some future plan in place. Do not wait until mom or dad is in the critical care bed or is being discharged from the hospital. Here are a few suggestions for the potential or current caregiver to contemplate:
1. Talk to your parents and/or family members before a crisis. This will help you and all those involved to truly understand their wishes. Discuss with them the topics of Medicare, health insurance, long-term care insurance, and if they have other important legal documents regarding medical treatment (i.e., Living Will, Durable Medical Power of Attorney, etc?).
2. Locate any community resources that may be available to you and your family. The Valley of the Sun has numerous services available for the elderly (i.e. Area Agency on Aging, Meals on Wheels, Adult Day Care Facilities, Housing, etc?). You can access many of these services via the local hospital or skilled nursing facility discharge planners, senior citizen centers, or even the local clergy.
3. Ask your employer if they can help. Many employers are willing to help employee caregivers in order to retain valuable workers. Find out if your employer offers paid leave benefits for flex hours. Some employees are even beginning to include long-term care insurance or caregiver respite programs in their benefit package.
4. Ask friends and family for help. Ask them what experiences they have had with some of the community services. Many of these people may have already gone through this and can be of assistance.
5. Talk to your local clergy. Many local churches and synagogues have family assistance programs or have access via their denominations. If these services are not available, most clergy are familiar with what can be obtained by you or your family.
Caring for our aging parents may be one of the more challenging roles we undertake in our adult lives. With forethought, consideration and a little planning on everyone's part, it can actually have a more positive outcome.
Hearts of Joy Senior Care provides an affordable, non-medical, in-home companion care service for seniors, which enables them to maintain their independence, as well as dignity and self-respect. Marc and Susan speak around the valley on numerous topics regarding senior care, with a primary focus on fall prevention and home safety. Hearts of Joy Senior Care Inc. can be reached at (480) 948-4655.
Prevent or Delay Alzheimers Disease
Argh! Where are my glasses? I put them down . .
When Assistance with Long Term Care Becomes Necessary
According to the Administration on Aging, it is estimated by 2030, the older population will more than double to approximately 71.5 million.
The Best Investment You Can Make Right Now: Long Term Care Insurance
Don't think you need it? Consider this: a full 50% of Americans over the age of 50 will need long term care at some point in their lives. The average cost of nursing facility care (or home health care assistance) is $61,000 per year, and the average stay in a long term care facility is 2½ years.
How To Find Affordable Senior Housing
A few years ago Miranda M. became a widow.
Skilled Nursing Homes - What Are They?
A skilled nursing home is a medical facility providing services similar to a hospital. The homes are staffed with licensed nurses, shared rooms, hospital beds, regular scheduled doctor rounds, meals and housekeeping.
Local Businesses Serving Seniors Prove Commitment to Quality Care
Good news! You no longer have to risk chance when it comes to selecting a reputable elder care service for yourself or for a loved one. Senior Approved Services has certified a select number of businesses in our area serving the elderly and disabled populations.
Advocate For Senior Citizens - Protecting Against Abuse and Fraud
Ruth is 87 years old this year and has been living alone since 1997. She is in good health, however the daily chores around the home became increasingly difficult.
Prepare to Make Long-term Care Choices
Several months ago, I was coming out of a gas station when a woman stopped me and asked me what I did for a living. On the back of our van is our web address.
As the Baby Boomers Age
Many employees today are calling in sick - not to care for themselves or their children, but to care for their aging parents. Baby boomers are rapidly moving into the role of caregivers for their parents, but with a few extra challenges due to the changing face of our workforce.
Baby Boomers: Will They Be Able to Afford Their Parents?
Do you worry about whether your aging parents have their "affairs in order?" You should. After all, you're the one who will have to pay unnecessary taxes and endure time-consuming court procedures if your parents don't have an effective estate plan.
When the Box is Empty
The King had a modest kingdom. He was Danish.
Introducing the Best Available Long Term Care Policy Guarantee
If you're 60 to 70 years old ..
Nursing Home Staffing Levels: How Much Is Enough?
During the week of February 17, 2002, headlines screamed the news - more than 92% of US nursing homes fail to have an adequate number of staff to provide quality care for elderly residents. Newspapers and radio programs based their stories on the new study the Health Care Financing Administration (HCFA) recently provided to the Senate's Special Committee on Aging.
Second Hand Stair Lifts
Buying second hand stair lifts is a viable and cost effective alternative to purchasing a brand new stair lift. Most stair lifts can be purchased new or second hand.
Strategies on Paying for Nursing Home Care and Medicaid
The decision to place your loved one into a nursing home is an extremely difficult decision, often causing much guilt for the caregiver. It is a very emotional decision for most clients we see and most are under a certain amount of stress, often great, when facing what they consider to be a drastic course of action.
Whos Gonna Take Care of You When Youre Old?
I finally went to the doctor this morning for my bad cold. My appointment was for 9:30 am and yet I didn't get home until after 1:00 pm.
Assisted Living: Tips on How to Choose a Facility
It is easy to be fooled by fancy drapery or expensive furniture that may decorate a care facility. Even though a facility looks high class doesn't always mean the care provided is first class.
Arizona Assisted Living: Resident Rights
According to the Arizona Administrative Code (R9-10-710), those who reside in assisted living facilities in Arizona have certain rights. In addition to having the right to live in an environment that promotes dignity, independence, self-determination, individuality, privacy and the right of choice, the following are a few of the rights given to residents who reside in assisted living facilities:1.
Using The Proper Wheelchair Will Make Your Everyday Life Easier
If you have an injury or a health problem that restricts your mobility, you can achieve the independence you desire with a wheelchair that's just right for you. Wheelchairs are constructed for people of every size, shape, and age, and have features designed to meet the many diverse interests of users and appropriate for the various levels of assistance required.
Why Everyone Over 50 Should be Training for the Senior Games
by Phil Campbell, M.S.
|home | site map|